Your Home is The Goal. A Well structured Mortgage puts you there.
Our Mission
To help clients get into their dream homes by simplifying the mortgage process, education and informing the clients at every step, and by always being ethical.
Our Vision
Help every Canadian to own a home and build wealth through real estate.
Ron Mortgages
Professionals behind the scenes
Ron Siddharth
Licensed Mortgage Agent (Level 2)
About Ron
Journey to a mortgage agent
Ron Siddharth has close to 20 years overall experience starting his career in the IT industry where he played several roles as an IT consultant, moving to sales and development and finally to management for over 10 years.
He operated mainly in the financial services sector throughout his career. He managed client and partner relations with some of the largest Fortune 100 banks & other financial institutions and was responsible for hundred of millions of dollars in sales and annual revenues.
After taking the plunge to launch his own financial services business, Ron joined the mortgage industry to facilitate the mortgage process for others and make it smoother than what it had been for him in his personal mortgage journeys over the years.
Ron has a background in IT Engineering and an MBA from one of the IIMs in India.
About Pineapple
One of the finest mortgage brokerages in Canada
Pineapple is one of the fastest growing mortgage brokerages in Canada, and the first to be listed in the NASDAQ. It has close to 1000 agents as per the most recent count.
As a mortgage agent affiliated with Pineapple, Ron has access to all of Pineapple’s resources including its huge lender pool and leverages Pineapple’s relationships with senior lender managers, for his clients’ needs.
Along with this Ron also has access to Pineapple’s in house staff comprising of dedicated underwriters, IT support for its best in class IT systems specifically designed for clients & mortgage partners and marketing teams.
This ensures Ron’s clients are serviced quickly, efficiently and with the combined expertise of seasoned professionals when needed.
Why work with a Licensed Mortgage agent
A mortgage agent is a professional, licensed by FSRA and authorized to carry out mortgage activities, such as negotiate mortgage terms and rates, with lenders on behalf of clients.
- A licensed mortgage agent is not the same as a mortgage specialist from a bank. Only a mortgage agent with a FSRA license is authorized to compare and offer mortgage products from multiple lenders.
- Licensed mortgage agents always keep their client's best interests in mind as their main motivation is to get their clients the best deal possible. Licensed mortgage agents have no sales quotas and are not obligated to promote one lender over another.
- Clients do not have to pay mortgage agents for their services. Mortgage agents are paid a commission by the lender, only if a deal gets funded.
why work with us
Home is where the heart is. We help you get there.
Navigating the ever changing landscape of mortgages isn't always easy. We're here to guide you through this journey.
The financial landscape, particularly around mortgages is constantly changing. New rules and regulations are always coming on which significantly impact how you buy your home or renew/refinance your mortgages.
Working with professionals like us who handle this on a daily basis is one of the easiest way to ensure you get the best possible solution to your mortgage requirements.
Your satisfaction as our client is the only reward that matters
Work with us to be armed with the best knowledge on how to handle your mortgage requirement. Stay with us because you’ll get the best service throughout your mortgage journey.
Our Reviews
Saba Zanib26 April 2024 As a first-time home buyers, we had the best experience working with Ron Siddharth. From start to finish, he took the time to thoroughly explain the entire mortgage process to us, ensuring that we understood each step along the way. His patience and expertise put me at ease, alleviating any concerns I had as a first-time buyer. Ron demonstrated dedication to finding the best mortgage option for us. He went above and beyond to secure a competitive rate and terms that fit within our budget. Additionally, Ron was always available to answer any questions I had, no matter how big or small. His responsiveness and attention to detail truly set him apart. I highly recommend Ron to any home buyer looking for a smooth and stress-free mortgage experience. Also, not to mention, he’s very personable as well, easy to talk and engage with! anurag saxena26 April 2024 If you need help securing the lowest mortgage rate, reach out to Ron Mortgages! Ron was incredibly helpful and patient. Dealing with lenders can be daunting, especially with their numerous requests for documents and information. However, Ron guided us meticulously through the process, made sure our lender grasped our circumstances, and alleviated our concerns, allowing us to obtain a fantastic mortgage rate. We are immensely grateful to Ron for all his assistance. Aastha Bansal5 April 2024 Ron's service was impeccable. We were able to secure a great mortgage rate with this help. He was amazing at communicating everything and got everything done well within our timeline. I loved that he was there to guide us through every step of the process. Thank you for everything Ron. Unmesh5 April 2024 If you are looking for mortgages I would recommend Ron 100%. He has all the details about the whole process and is meticulous about the whole process. He handholds you from the start to the end of the process. He is readily available to solve your queries at any time. In our case he assured us of getting a lower rate than what we were quoted and he delivered on that promise. Again to summarize if you are looking for getting a mortgage and looking for someone who will put your interests and your requirements first you should look for Ron. Upasana Dhawan2 March 2024 As a real estate agent, I've had the pleasure of working with many mortgage agents over the years, but none have impressed me as much as Ron. Their dedication, expertise, and unwavering support for first-time home buyers have truly set them apart. What truly impressed me was Ron's genuine care for my clients' financial well-being. Instead of simply pushing for the most lucrative deal, they took the time to understand my clients' unique needs and financial situation. They worked tirelessly to find the best mortgage options available, negotiating favorable terms and rates that aligned perfectly with my clients' goals. I will definitely recommend Ron again to my clients. Simran Saini24 November 2023 Thanks to Ron, we got the best variable rate available at that time. Ron was very proactive and cordial during the whole process always checking with us and the lender. We would definitely recommend. Kesha Yelati9 November 2023 Ron is the best! Very professional mortgage broker that is very quick to get things done. As first-time home buyers we were unsure of the mortgage process, but Ron made everything easy to understand and was always quick to respond. Ron is knowledgeable and sensitive our situation, he kept us informed throughout the whole process and was always truthful. Ron and his team were great to work with. Rushikesh Ranade12 July 2023 It was a great experience to work with Ron, He is passionate and very knowledgeable about his work. He goes above and beyond to make your mortgage experience as smooth as possible. He explained the full process and answered all questions. Ron will always suggest whats beneficial for you. sonam singh30 April 2023 Ron gives a very insightful analysis on the market trends and acutely applies that to customised situations of clients in order to solve our complex mortgage problems. It can get really tough especially with the current macroeconomic scenario and hence, there is a greater need for someone reliable who has our back and puts our interest over everything else. Usha Siddharthan (Usha)22 April 2023 I have seen the work ethics of Ron personally. He is a hard worker. He always considers the clients' interest to be paramount and tries his best to give them appropriate services to the best of their satisfaction. He is sincere and honest with his clients in his dealings. I would definitely recommend him to anyone in need of his expertise.
Get in touch with us
Feel free to reach out and ask questions
We’re happy to answer any questions you might have. Please reach out using the form here, or using any of the options below.
- 647-779-1901 (Please text using SMS/Whatsapp for faster responses)
- Click here to schedule a free mortgage consultation
- ron@ronmortgages.com
- Working hours: Mon - Sat: 8:00am - 8:00pm