Your Home is The Goal. A Well structured Mortgage puts you there.
Our Mission
To help clients get into their dream homes by simplifying the mortgage process, education and informing the clients at every step, and by always being ethical.
Our Vision
Help every Canadian to own a home and build wealth through real estate.
Ron Mortgages
Professionals behind the scenes
Ron Siddharth
Licensed Mortgage Broker
About Ron
Journey to a mortgage Broker
Ron Siddharth has close to 20 years overall experience starting his career in the IT industry where he played several roles as an IT consultant, moving to sales and development and finally to management for over 10 years.
He operated mainly in the financial services sector throughout his career. He managed client and partner relations with some of the largest Fortune 100 banks & other financial institutions and was responsible for hundred of millions of dollars in sales and annual revenues.
After taking the plunge to launch his own financial services business, Ron joined the mortgage industry to facilitate the mortgage process for others and make it smoother than what it had been for him in his personal mortgage journeys over the years.
Ron has a background in IT Engineering and an MBA from one of the IIMs in India.
About DLC National Ltd.
One of the finest mortgage brokerages in Canada
Dominion Lending Centres National Ltd. (DLC National) is a prominent Canadian mortgage brokerage. As part of the Dominion Lending Centres network, which encompasses over 8,500 mortgage professionals nationwide, DLC National provides clients with access to an extensive range of mortgage products and services.
As a mortgage agent affiliated with DLC National, Ron leverages the brokerage’s vast resources to serve his clients effectively. This includes access to a broad spectrum of lenders, enabling tailored mortgage solutions that align with individual client needs. Additionally, Ron benefits from DLC National’s support infrastructure, which encompasses training programs, marketing tools, and technological platforms designed to streamline the mortgage process .
By combining personalized service with the extensive capabilities of DLC National, Ron ensures that his clients receive efficient, informed, and customized mortgage assistance throughout their home financing journey.
Why work with a Licensed Mortgage Professional
A mortgage agent or broker is a professional, licensed by FSRA and authorized to carry out mortgage activities, such as negotiate mortgage terms and rates, with lenders on behalf of clients.
- A licensed mortgage agent or broker is not the same as a mortgage specialist from a bank. Only a mortgage agent/broker with a FSRA license is authorized to compare and offer mortgage products from multiple lenders.
- Licensed mortgage agents/brokers always keep their client's best interests in mind as their main motivation is to get their clients the best deal possible. Licensed mortgage agents/brokers have no sales quotas and are not obligated to promote one lender over another.
- Clients do not have to pay mortgage agents for their services. Mortgage agents/brokers are paid a commission by the lender, only if a deal gets funded.
why work with us
Home is where the heart is. We help you get there.
Navigating the ever changing landscape of mortgages isn't always easy. We're here to guide you through this journey.
The financial landscape, particularly around mortgages is constantly changing. New rules and regulations are always coming on which significantly impact how you buy your home or renew/refinance your mortgages.
Working with professionals like us who handle this on a daily basis is one of the easiest way to ensure you get the best possible solution to your mortgage requirements.
Your satisfaction as our client is the only reward that matters 
Work with us to be armed with the best knowledge on how to handle your mortgage requirement. Stay with us because you’ll get the best service throughout your mortgage journey.
Our Reviews
Sneha Bhagat6 December 2025 Thanks to Ron our entire process from finding the best mortgage to going through fine details of the financial aspect was very smooth 😀 As new home buyers getting help from someone with patience and time makes a lot of difference. It eases out the stress that comes with the first home. Ron’s guidance absolutely boosted our confidence in property investment, definitely worth recommending. Santosh Kumar4 December 2025 We recently worked with Ron for our mortgage, and it was truly a wonderful experience from start to finish. As first-time home buyers, we were a bit anxious and unfamiliar with the process, but Ron made everything feel incredibly smooth and stress-free. From the very first conversation, he made the entire process feel like a cakewalk. Mortgage applications can often feel stressful and confusing, but Ron simplified everything with clear guidance, transparent communication, and genuine care. He patiently explained each step of the process, answered all our questions in detail, and ensured we understood every document before signing. What impressed us most was his professionalism and prompt follow-up — every call and email was handled efficiently, and we always felt supported. The loan approval went through seamlessly, and we received an excellent rate that perfectly suited our budget and goals. We could tell Ron truly had our best interests in mind throughout. Thanks to him, what usually feels like a stressful ordeal turned into a smooth, organized, and even enjoyable experience. We’re extremely grateful for Ron’s expertise and dedication, and we highly recommend him to anyone looking for a reliable, trustworthy, and efficient mortgage professional. ⭐️⭐️⭐️⭐️⭐️ – Outstanding service and experience! Pranjal Kothawade25 September 2025 Arun/ Ron is very helpful and explains in details what one should be looking for in any standard mortgage terms. He also goes out of the way to structure a deal that suits client demands. Ron is very patient when it comes to answering the questions and remains transparent in terms of communication. He has a good platter of various lenders so that he can choose one that works better. I really had a very good experience of working with him. Rajneesh Saxena (SAP Integration Mgr)15 June 2025 I truly appreciate time & effort you took to ensure everything went smoothly, Your help made a significant difference in the process. A big thank you Prakhar Sharma31 March 2025 Working with Ron was an exceptionally smooth and reassuring experience, particularly as my wife and I are first-time homeowners in Canada. Ron’s proactive advice to start by assessing our mortgage affordability before beginning the house-hunting process proved invaluable. It enabled us to narrow our search efficiently and focus only on relevant options, ultimately allowing us to make a well-informed decision in a timely manner. Throughout the entire process, Ron was consistently supportive, and his round-the-clock availability provided us with much-needed peace of mind. His ability to clearly communicate and simplify the documentation requirements, along with his deep understanding of mortgage procedures, made the entire process significantly less daunting. What truly sets Ron apart are two things: his effort to explain the reason behind every procedural step, ensuring we were never left in the dark, and his remarkable responsiveness, especially when unforeseen challenges arose at the last minute. We would highly recommend Ron without hesitation to anyone seeking a knowledgeable, dependable, and client-first mortgage professional. Wafa Rohillah19 February 2025 I would definitely recommend Ron to first time home buyers. His communication, follow ups, and support throughout our whole process was invaluable. Great experience working with him. Mayuri Deshmukh24 January 2025 As a first-time home buyer with my fiancé, we had an amazing experience dealing with Ron from start to finish. From our 1st call, Ron was extremely knowledgeable about the current rate trends and answered all our questions clearly and patiently. Our closing was also made easy thanks to him, and we secured the best possible rate for our mortgage. We're both very happy with his services and personalized client care throughout the entire purchase process. Thank you very much Ron!! Praveen Gaur26 October 2024 Working with Ron was a truly exceptional experience! As a first-time homeowner, I was nervous about the entire mortgage process, but Ron made it seamless and stress-free. His in-depth knowledge of the market is unparalleled, and he always provided the best advice tailored to my needs. Ron’s approach is refreshingly transparent—there were absolutely no shady practices or hidden surprises along the way. He communicated everything clearly, setting realistic expectations from the start, which I greatly appreciated. I always felt like I was in good hands with Ron guiding me through each step. Beyond his professional expertise, what stood out the most was Ron's genuine care for his clients. He went above and beyond to understand my needs at a personal level, making sure I was comfortable and confident in every decision. It’s rare to find someone who combines both skill and heart in this business, but Ron does it effortlessly. If you’re looking for a trustworthy, knowledgeable, and supportive mortgage agent, Ron is your guy! Highly recommended! Andy Dhiman (A.D)6 September 2024 Ron is great to work with. He goes to battle for you! Thanks Ron for all the hard work. Cheers. mukim pathan25 July 2024 Ron helped with my mortgage requirement as a first time home buyer. I had many queries and he supported in clarifying them all even if they were not related to mortgage. There was an issue with Equifax reports and he guided us as well as pushed Equifax team from his side to resolve it. He kept me updated throughout the process and got a good interest rate from a bank. Thanks Ron for all your help.
Get in touch with us
Feel free to reach out and ask questions
We’re happy to answer any questions you might have. Please reach out using the form here, or using any of the options below.
- 647-779-1901 (Please text using SMS/Whatsapp for faster responses)
- Click here to schedule a free mortgage consultation
- ron@ronmortgages.com
- Working hours: Mon - Sat: 8:00am - 8:00pm