Best Mortgage solutions to fit your needs
No two mortgages are alike. We work with and for you to find the best mortgage solutions customized for your needs.
A Mortgage Agent You Can Trust
Work with a mortgage agent who work FOR you and not just WITH you. Read more to find why that's important.
Integrity, Reliability and responsiveness
A mortgage agent who puts integrity above all else, who's fast, always available and reliable to customers and partners.
You get the best mortgage experience, supported by a team you can trust.
And best of all, We do not charge clients for our services
Our Reviews
Mayuri Deshmukh24 January 2025 As a first-time home buyer with my fiancé, we had an amazing experience dealing with Ron from start to finish. From our 1st call, Ron was extremely knowledgeable about the current rate trends and answered all our questions clearly and patiently. Our closing was also made easy thanks to him, and we secured the best possible rate for our mortgage. We're both very happy with his services and personalized client care throughout the entire purchase process. Thank you very much Ron!! Praveen Gaur26 October 2024 Working with Ron was a truly exceptional experience! As a first-time homeowner, I was nervous about the entire mortgage process, but Ron made it seamless and stress-free. His in-depth knowledge of the market is unparalleled, and he always provided the best advice tailored to my needs. Ron’s approach is refreshingly transparent—there were absolutely no shady practices or hidden surprises along the way. He communicated everything clearly, setting realistic expectations from the start, which I greatly appreciated. I always felt like I was in good hands with Ron guiding me through each step. Beyond his professional expertise, what stood out the most was Ron's genuine care for his clients. He went above and beyond to understand my needs at a personal level, making sure I was comfortable and confident in every decision. It’s rare to find someone who combines both skill and heart in this business, but Ron does it effortlessly. If you’re looking for a trustworthy, knowledgeable, and supportive mortgage agent, Ron is your guy! Highly recommended! Andy Dhiman (A.D)6 September 2024 Ron is great to work with. He goes to battle for you! Thanks Ron for all the hard work. Cheers. mukim pathan25 July 2024 Ron helped with my mortgage requirement as a first time home buyer. I had many queries and he supported in clarifying them all even if they were not related to mortgage. There was an issue with Equifax reports and he guided us as well as pushed Equifax team from his side to resolve it. He kept me updated throughout the process and got a good interest rate from a bank. Thanks Ron for all your help. Saba Zanib26 April 2024 As a first-time home buyers, we had the best experience working with Ron Siddharth. From start to finish, he took the time to thoroughly explain the entire mortgage process to us, ensuring that we understood each step along the way. His patience and expertise put me at ease, alleviating any concerns I had as a first-time buyer. Ron demonstrated dedication to finding the best mortgage option for us. He went above and beyond to secure a competitive rate and terms that fit within our budget. Additionally, Ron was always available to answer any questions I had, no matter how big or small. His responsiveness and attention to detail truly set him apart. I highly recommend Ron to any home buyer looking for a smooth and stress-free mortgage experience. Also, not to mention, he’s very personable as well, easy to talk and engage with! anurag saxena26 April 2024 If you need help securing the lowest mortgage rate, reach out to Ron Mortgages! Ron was incredibly helpful and patient. Dealing with lenders can be daunting, especially with their numerous requests for documents and information. However, Ron guided us meticulously through the process, made sure our lender grasped our circumstances, and alleviated our concerns, allowing us to obtain a fantastic mortgage rate. We are immensely grateful to Ron for all his assistance. Aastha Bansal5 April 2024 Ron's service was impeccable. We were able to secure a great mortgage rate with this help. He was amazing at communicating everything and got everything done well within our timeline. I loved that he was there to guide us through every step of the process. Thank you for everything Ron. Unmesh5 April 2024 If you are looking for mortgages I would recommend Ron 100%. He has all the details about the whole process and is meticulous about the whole process. He handholds you from the start to the end of the process. He is readily available to solve your queries at any time. In our case he assured us of getting a lower rate than what we were quoted and he delivered on that promise. Again to summarize if you are looking for getting a mortgage and looking for someone who will put your interests and your requirements first you should look for Ron. Upasana Dhawan2 March 2024 As a real estate agent, I've had the pleasure of working with many mortgage agents over the years, but none have impressed me as much as Ron. Their dedication, expertise, and unwavering support for first-time home buyers have truly set them apart. What truly impressed me was Ron's genuine care for my clients' financial well-being. Instead of simply pushing for the most lucrative deal, they took the time to understand my clients' unique needs and financial situation. They worked tirelessly to find the best mortgage options available, negotiating favorable terms and rates that aligned perfectly with my clients' goals. I will definitely recommend Ron again to my clients. Simran Saini24 November 2023 Thanks to Ron, we got the best variable rate available at that time. Ron was very proactive and cordial during the whole process always checking with us and the lender. We would definitely recommend.
Our Services
Find The Right mortgage solution for you
New Purchase
Buying Your First Home
Are you looking to buy your first home? We can help you make the right choices. Get in touch.
Save money
Renew Your Mortgage
Is your mortgage coming up for renewal in 2023? Get in touch, we can help save money.
Next Purchase
Investment/Next Home
Are you looking to buy an investment property or a vacation home? Contact us today.
Use Your Home Equity
Refinance Your Mortgage
Are you looking to refinance your current mortgage? Find out how we can help.
other ways to make mortgages work for you
Check out our other services where we help you get a mortgage solution that works for you
Best Mortgage Rates
How can we offer the best Mortgage Rates?
We have access to over 65+ lenders ranging from the big banks, to credit unions, private lenders
Majority of mortgages in Canada are offered by the big banks. But they're not the only financial institutions who offer mortgages.
We have access to dozens of lenders offering thousands of mortgage products. Lenders who don’t necessarily advertise. Lenders who don’t have hundreds of physical branches. Meaning lesser costs. Cost savings which are passed to you. Furthermore:
Close access to multiple lenders
Our close access to a diverse pool of lenders is instrumental in getting the best rates possible for any client requirement
Complete transparency
Our services to clients is free (we get compensated by lenders). Moreover, there are no hidden costs when working with us. We provide unmatched transparency when it comes to costs.
Our Lenders
Lenders and counting
Offering
Mortgage Solutions
Big Banks
We are mortgage partners to some of the largest Canadian banks including from big 5
Alternate Lenders
We work extensively with dozens of alternate lenders offering more flexible options
Monoline Lenders
We are the biggest partners to several monoline (only offer secured mortgages) lenders
Private Lenders
Huge portfolio of private lenders (including an in-house lender) offering max flexibility
Some of Our lender partners

Where Canadian Housing Trends and Economic Insights Converge
(Our Bimonthly Newsletter, Complimentary to our clients and select realtor partners)
Latest Edition of Housonomix
- Rates Dip, Rents Drop, and Canada Packs Its Bags—What’s Going On?by Ron Siddharth on March 28, 2025 at 10:30 am
From shady brokers to laneway blunders—plus tips to actually get that low rate you heard about.
Our Blog
Recent Blog Posts

🔴 Canada’s 2024 Budget and Housing Plan – Part 3: The Bad and The Ugly 😧

📜 Canada’s 2024 Budget and Housing Plan – Part 2: The Good Marketing 🤔

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Get in touch with us
Feel free to reach out and ask questions
We’re happy to answer any questions you might have. Please reach out using the form here, or using any of the options below.
- 647-779-1901 (Please text using SMS/Whatsapp for faster responses)
- Click here to schedule a free mortgage consultation
- ron@ronmortgages.com
- Working hours: Mon - Sat: 8:00am - 8:00pm