ron siddharth

An Independent, Licensed, Level 2 Mortgage Agent

What does an ‘Independent, Licensed, Level 2 Mortgage Agent’ actually mean? Check out our video below:

Recent Success Stories!

Best Mortgage solutions to fit your needs

No two mortgages are alike. We work with and for you to find the best mortgage solutions customized for your needs.

A Mortgage Agent You Can Trust

Work with a mortgage agent who work FOR you and not just WITH you. Read more to find why that's important.

Integrity, Reliability and responsiveness

A mortgage agent who puts integrity above all else, who's fast, always available and reliable to customers and partners.

You get the best mortgage experience, supported by a team you can trust.
And best of all, We do not charge clients for our services

Our Reviews

Our Services

Find The Right mortgage solution for you

New Purchase

Buying Your First Home

Are you looking to buy your first home? We can help you make the right choices. Get in touch.

Save money

Renew Your Mortgage

Is your mortgage coming up for renewal in 2023? Get in touch, we can help save money.

Next Purchase

Investment/Next Home

Are you looking to buy an investment property or a vacation home? Contact us today.

Use Your Home Equity

Refinance Your Mortgage

Are you looking to refinance your current mortgage? Find out how we can help.

other ways to make mortgages work for you

Check out our other services where we help you get a mortgage solution that works for you

Best Mortgage Rates

How can we offer the best Mortgage Rates?

We have access to over 65+ lenders ranging from the big banks, to credit unions, private lenders

Majority of mortgages in Canada are offered by the big banks. But they're not the only financial institutions who offer mortgages.

We have access to dozens of lenders offering thousands of mortgage products. Lenders who don’t necessarily advertise. Lenders who don’t have hundreds of physical branches. Meaning lesser costs. Cost savings which are passed to you. Furthermore:

Close access to multiple lenders

Our close access to a diverse pool of lenders is instrumental in getting the best rates possible for any client requirement

Complete transparency

Our services to clients is free (we get compensated by lenders). Moreover, there are no hidden costs when working with us. We provide unmatched transparency when it comes to costs.

Our Lenders

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Lenders and counting

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Mortgage Solutions

Big Banks

We are mortgage partners to some of the largest Canadian banks including from big 5

Alternate Lenders

We work extensively with dozens of alternate lenders offering more flexible options

Monoline Lenders

We are the biggest partners to several monoline (only offer secured mortgages) lenders

Private Lenders

Huge portfolio of private lenders (including an in-house lender) offering max flexibility

Some of Our lender partners

Where Canadian Housing Trends and Economic Insights Converge

(Our Bimonthly Newsletter, Complimentary to our clients and select realtor partners)

Latest Edition of Housonomix

From Blue Jays Blues to Mortgage Moves: What Just Happened?
by Ron Siddharth on November 14, 2025 at 11:30 am
GTA home sales dip, mortgage myths resurface, and Ottawa’s housing plan faces a bit of heat.

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Get in touch with us

Feel free to reach out and ask questions

We’re happy to answer any questions you might have. Please reach out using the form here, or using any of the options below.